Wow i got inspired writing now because i received my first comment ever in my saving tips blog. Thank you to Apprentice Bliss Hunter and ceejay74. I really appreciate your short yet very motivative compliment.
So i come up again a new one. I love reading and love seeing the reality in life. I see the importance of planning. If you have no plan for your life you will end up nothing. believe it or not folks there are so many of us/people who have no plan at all. And they have no idea what a good yet simple plan looks like. This is represented by a "come what may" approach. Your life is a business and its your business to manage it well. In the class of management there is planning. So have a simple plan and it shoud be specific. Why dont you try a one day plan. If you've done that day well for sure you feel some thing like YeheeY! Accomplishment!
Read this one:
IF YOU WANT TO HAVE WHAT YOU'VE NEVER HAD THEN YOU MUST DO WHAT YOU'VE NEVER DONE, BECAUSE IF YOU ONLY DO WHAT YOU'VE ALWAYS BEEN DOING YOU WILL ONLY HAVE WHAT YOU'VE ALWAYS HAVING true right?
A plan keeps you on track because it gives you a timetable action steps that can be broken down to monthly,weekly and daily basis.It becomes the yardstick by which you can measure whether you're succeding or not.
Creating a plan and sticking to it wont be easy. But its important if you achieve specific goals steps by step. Dont be contented to your current situation now. You need to have a plan and it has to be simple and specific.

I understand that saving is a lot harder than spending. Well its because you dont have discipline when it comes to money. What am i writing here is through experience. If i receive my salary this day after 2 days i dont have money left. and im waiting again for the next payday. Though i got 2 part time job and 1 food cart business still nothing left in my savings account.Why? Because i dont have discipline. I have a bad attitude when it comes to financial matter. Oooops( I dont just spent my money for me, i send 2 sister in college and send some for my family as well) And i dont live with my family.I rent a boarding house. So means im more on giving and eating. Now that im 27 i just realize that i need to save.
Heres what im doing and its working on me so why not give it a try also:

1. Set a certain percentage for every cashout you have to make for this month

2. Set your budget for the month let say Php 2,000.00 for meals, transpo, groceries,etc.( im from Philippines so i use peso sign)


3. Now set the Php 2,000.00 allocation again in 100%. I know Php2,000.00 pesos is not enough for a month but atleast if u jack a little bit still you still doing your best to spend at this amount
(its like doing your best to be on top of the class and if you failed atleast you've passed)



4. At the end of the month study your monthly expenses. Thats the time u make adjustment.

Note: Im not good in english, especially my grammar and spelling so if i commit mistakes here pardon me.

STOP.. LOOK.. AND READ!
When you’re tired and discourage from fruitless efforts,
God knows how hard you have tried.
When you’ve cried so long your heart is in anguish,
God Has counted your tears.
If you feel that your life is on hold and time passed you by,
God is waiting for you.
When you’re lonely and your friends are too busy even for just a phone call,
God is by your side.
When you think you’ve tried everything and don’t know where to turn.
God has a solution.
When nothing makes sense and you’re confuse or frustrated,
God Has the answer.
If suddenly your outlook is brighter and you find traces of hope,
God has whispered to you,
When things are going well and you have much to thank for,
God Has blessed you.
When something joyful happens and you’re filled with awe,
God Has smiled upon you.
When you have a purpose to follow and a dream to fulfill
God has opens your eyes and called you by name.
Remember that wherever you are and whatever you are facing.
God Knows!

Unemployed graduate woke up 7:00am and checked his pocket. He had left 10$. He buy food and decided to wait his death than proud to go begging. He was frustrated as he could find no job and nobody to help him. He bought food and sat to eat, then an old man and 2 little children came along to asked him to help them with food because they had not eaten for almost a week. They are so weak and lean that he could see their bone coming out. With the last bit of compassion he had, he gave his food. The old man and the2 children prayed that God would bless and prosper him and the gave him a coin a very old coin. The man replied "You need the prayer more than i do." With nothing the young man went under the bridge to rest and wait for his death. As he about to sleep he saw a one week old newspaper on the ground he picked it up and saw the advertisement for people with old coins to come to a certain address. he decided to go there with the old coin the old man gave him. On getting to the place, he gave the proprietor the coin. The proprietor screamed and brought out a big book and showed the young man a photograph. The same old coin worth 3M$. the young man overjoyed as the proprietor gave him a ban draft for 3M$ within an hour. He collected the bank draft and went in search of the old man and the 2 little children. By the time he got to where he left them eating, they had gone. He asked the owner of the canteen if he knew them. She said "no but they left a note for you" he open and read ...

YOU GAVE US YOUR ALL AND WE HAVE REWARDED YOU BACK WITH THE COIN
signed,
GOD THE FATHER,THE SON, AND THE HOLY SPIRIT

What happen to me in the past is not good at all. Maybe because of lack of discipline emotionally, spiritually, physically and most financially. In short, right now im nobody who wants to turn to somebody in the future. I assume this journal will help me realize the value of money, fix all the messed i did in the past and hopefully learn DISCIPLINE in every aspect of my life.

CURRENT SITUATION AS OF JUNE 23, 2009:

I have tried my hand in entrepreneural ventures by partnering with my friend and investing in food cart business. But my experience in this business have been very disappointing and dismal failure. I gave up all that i have into this business but turned all into nothing. Experience is quite expensive, isn't it?


Note: Im not good in english specially grammar and spelling so pardon me if i comment some mistakes here. Thank you for reading my blog