I understand that saving is a lot harder than spending. Well its because you dont have discipline when it comes to money. What am i writing here is through experience. If i receive my salary this day after 2 days i dont have money left. and im waiting again for the next payday. Though i got 2 part time job and 1 food cart business still nothing left in my savings account.Why? Because i dont have discipline. I have a bad attitude when it comes to financial matter. Oooops( I dont just spent my money for me, i send 2 sister in college and send some for my family as well) And i dont live with my family.I rent a boarding house. So means im more on giving and eating. Now that im 27 i just realize that i need to save.
Heres what im doing and its working on me so why not give it a try also:

1. Set a certain percentage for every cashout you have to make for this month

2. Set your budget for the month let say Php 2,000.00 for meals, transpo, groceries,etc.( im from Philippines so i use peso sign)


3. Now set the Php 2,000.00 allocation again in 100%. I know Php2,000.00 pesos is not enough for a month but atleast if u jack a little bit still you still doing your best to spend at this amount
(its like doing your best to be on top of the class and if you failed atleast you've passed)



4. At the end of the month study your monthly expenses. Thats the time u make adjustment.

Note: Im not good in english, especially my grammar and spelling so if i commit mistakes here pardon me.